{"id":8884,"date":"2025-12-07T11:15:00","date_gmt":"2025-12-07T11:15:00","guid":{"rendered":"https:\/\/sellatease.com\/public-blog\/?p=8884"},"modified":"2025-12-08T06:22:53","modified_gmt":"2025-12-08T06:22:53","slug":"easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later","status":"publish","type":"post","link":"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/","title":{"rendered":"EasyBuy phone loans: Full guide on how to buy phones and pay later"},"content":{"rendered":"\n<p>For the past few years, so many firms have introduced so many schemes that aid in reducing the suffering of the people, and one of the schemes is EasyBuy. With the harsh economy and inflation in the country, it&#8217;s a bit hard for some people to afford high-end devices. The best option is to go for EasyBuy, where you buy the device and pay later in installments. We will be writing about the meaning of EasyBuy phone and how to buy phones on EasyBuy and pay later.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f2e18f25bb3\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f2e18f25bb3\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#_What_is_EasyBuy\" >&nbsp;What is EasyBuy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#How_much_interest_does_EasyBuy_add_on_phones_bought_using_the_scheme\" >How much interest does EasyBuy add on phones bought using the scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#Which_stores_can_I_buy_phones_from_on_the_EasyBuy_program\" >Which stores can I buy phones from on the EasyBuy program?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#EasyBuy_phone_requirements\" >EasyBuy phone requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#How_can_I_buy_a_phone_on_the_EasyBuy_phone_loan_scheme_or_platform\" >How can I buy a phone on the EasyBuy phone loan scheme or platform?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#What_will_happen_if_I_fail_to_make_a_payment_for_a_particular_month\" >What will happen if I fail to make a payment for a particular month?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/#Can_I_uninstall_the_EasyBuy_app_without_clearing_my_loan\" >Can I uninstall the EasyBuy app without clearing my loan?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"_What_is_EasyBuy\"><\/span><strong>&nbsp;What is EasyBuy?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>EasyBuy simply means buy now and pay later in installments; it&#8217;s the same thing as car loans or hire purchases. This means if you want to buy a phone but you don&#8217;t have the complete money with you at that particular time, you can buy on the EasyBuy scheme, deposit 30% of the price, and pay later in installments.<\/p>\n\n\n\n<p>With their help, you can purchase any phone of your choice, ranging from <strong><a href=\"https:\/\/sellatease.com\/public-blog\/category\/phones-and-tablets\/\">Tecno, Samsung<\/a>, <a href=\"https:\/\/sellatease.com\/public-blog\/category\/phones-and-tablets\/apple\/iphone\/\">brand new and UK used iPhones<\/a>, Xiaomi<\/strong>, etc, on credit or loan and pay later in installments. The duration of payback can be either 3, 4, 5, or even 6 months, depending on your agreement with the company.<\/p>\n\n\n\n<p>For instance, if you are buying a <strong><a href=\"https:\/\/sellatease.com\/public-blog\/uk-used-apple-11-series-prices-in-nigeria\/\">UK-used iPhone 11<\/a><\/strong>, which costs 300,000 Naira, but you don&#8217;t have the money at the moment, you can opt for EasyBuy, pay 30% which is 90,000 Naira, sign some documents, select a payment plan, and head home with your device. It&#8217;s easy, right?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"How_much_interest_does_EasyBuy_add_on_phones_bought_using_the_scheme\"><\/span><strong>How much interest does EasyBuy add on phones bought using the scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>I know this is the question on your mind because no one will give you a loan for free. EasyBuy adds an interest of between 6 to 9% on phones bought using the platform or scheme. The interest depends on the duration of the loan repayment, for example, a 3-month and 6-month period won&#8217;t attract the same interest.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Which_stores_can_I_buy_phones_from_on_the_EasyBuy_program\"><\/span><strong>Which stores can I buy phones from on the EasyBuy program?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mobile phone stores that sell phones on EasyBuy loans include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Slot phone<\/li>\n\n\n\n<li>Pointek<\/li>\n\n\n\n<li>3C HUB<\/li>\n\n\n\n<li>Hytel phones<\/li>\n<\/ul>\n\n\n\n<p>Some used phone dealers also sell on EasyBuy, we will update the list once we get more trusted dealers who support EasyBuy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"EasyBuy_phone_requirements\"><\/span><strong>EasyBuy phone requirements<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here is a list of documents and things to take along with you when visiting the store to avoid wasting your time:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Verification Number (BVN)<\/li>\n\n\n\n<li><a href=\"https:\/\/sellatease.com\/public-blog\/how-to-enroll-for-national-identification-number-nin\/\">National Identification Number (NIN)<\/a><\/li>\n\n\n\n<li>Bank Account Number (They will get the required information from your account with the account number)<\/li>\n\n\n\n<li>Phone number(s) of your guarantor(s). It&#8217;s advisable to notify your guarantor of the purchase before setting out to avoid wasting your time, because they will confirm with them.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"How_can_I_buy_a_phone_on_the_EasyBuy_phone_loan_scheme_or_platform\"><\/span><strong>How can I buy a phone on the EasyBuy phone loan scheme or platform?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Buying a device via EasyBuy requires physical contact and some document signings to avoid a story that touches the heart. It&#8217;s not like loan apps, which you can download in a matter of minutes, create an account, supply all the contacts on your device, and get a loan in a few minutes, then later they will start disturbing your contacts with spam calls, texts, and WhatsApp messages.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Take the above-listed documents with you and visit your preferred EasyBuy outlet.<\/li>\n\n\n\n<li>Choose the phone you wish to buy, the agent will calculate how much is 30% and the total cost of the phone with the interest.<\/li>\n\n\n\n<li>After you have selected the device, you will be given a form to fill out.<\/li>\n\n\n\n<li>The agent will confirm your BVN in your bank account to enable them to link your bank card to the platform. Note you must have at least 30 Naira on your account for the smooth flow of this process.<\/li>\n\n\n\n<li>You will be required to provide the contact of your guarantor; it&#8217;s always three guarantors. The agent will place a call across to them to make sure they are aware of what they are getting into.<\/li>\n\n\n\n<li>The agent will confirm all the information provided on their platform to ascertain if you are eligible for the program, once confirmed, you will proceed to the next step.<\/li>\n\n\n\n<li>After the checks, the agent will install and set up an EasyBuy App on your phone.<\/li>\n\n\n\n<li>Note: This app cannot be uninstalled on the device until you repaid 100% of the loan.<\/li>\n\n\n\n<li>After setting up the app, you are now a proud owner of a new device.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"810\" height=\"1080\" src=\"https:\/\/sellatease.com\/public-blog\/wp-content\/uploads\/2023\/06\/IMG-20230413-WA0062-jpg.webp\" alt=\"How can I buy a phone on the EasyBuy phone loan scheme or platform\" class=\"wp-image-8886\" style=\"width:405px;height:540px\"\/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"What_will_happen_if_I_fail_to_make_a_payment_for_a_particular_month\"><\/span><strong>What will happen if I fail to make a payment for a particular month?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you fail to make payment for any month, the company will send you a message to notify you of the pending payment. If you didn\u2019t pay at the scheduled time, the EasyBuy App will <strong>remotely disable your device.<\/strong> This means that you can\u2019t use it for anything except for phone calls and using the EasyBuy app until you have made the outstanding payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Can_I_uninstall_the_EasyBuy_app_without_clearing_my_loan\"><\/span><strong>Can I uninstall the EasyBuy app without clearing my loan?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>&nbsp;No, you can uninstall the app until you have cleared 100% of your loan.<\/p>\n\n\n\n<p><em>I know you have learned a lot regarding EasyBuy. If you have questions, you can write them in the comments and we will clear them. Don\u2019t forget to follow us on Facebook and all our social media handles for great updates.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For the past few years, so many firms have introduced so many schemes that aid in reducing the suffering of the people, and one of the schemes is EasyBuy. With the harsh economy and inflation in the country, it&#8217;s a bit hard for some people to afford high-end devices. The best option is to go &hellip;<\/p>\n","protected":false},"author":1,"featured_media":8885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,142,6,9],"tags":[50,140,73,2],"class_list":["post-8884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apple","category-phone-review","category-phones-and-tablets","category-review","tag-iphone","tag-phone-review","tag-phones","tag-samsung"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EasyBuy phone loans: Full guide on how to buy phones and pay later &#8902; Sellatease Blog<\/title>\n<meta name=\"description\" content=\"We will be writing about the meaning of phone EasyBuy and how to buy phones on EasyBuy and pay later. For the past few years, so many firms have introduced so many schemes that aid in reducing the suffering of the people and one of the schemes is EasyBuy. With the harsh economy and inflation in the country, it&#039;s a bit hard for some people to afford high-end devices,\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EasyBuy phone loans: Full guide on how to buy phones and pay later &#8902; Sellatease Blog\" \/>\n<meta property=\"og:description\" content=\"For the past few years, so many firms have introduced so many schemes that aid in reducing the suffering of the people and one of the schemes is EasyBuy. With the harsh economy and inflation in the country, it&#039;s a bit hard for some people to afford high-end devices,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sellatease.com\/public-blog\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\/\" \/>\n<meta property=\"og:site_name\" content=\"Sellatease Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/web.facebook.com\/SellAtEase\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-07T11:15:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-08T06:22:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sellatease.com\/public-blog\/wp-content\/uploads\/2023\/06\/IMG-20230413-WA0015.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sellatease Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@sellatease\" \/>\n<meta name=\"twitter:site\" content=\"@sellatease\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sellatease Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/\"},\"author\":{\"name\":\"Sellatease Team\",\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/#\\\/schema\\\/person\\\/cc949ee8fe304374a1461bad50999519\"},\"headline\":\"EasyBuy phone loans: Full guide on how to buy phones and pay later\",\"datePublished\":\"2025-12-07T11:15:00+00:00\",\"dateModified\":\"2025-12-08T06:22:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/\"},\"wordCount\":881,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/IMG-20230413-WA0015.jpg\",\"keywords\":[\"iPhone\",\"Phone review\",\"phones\",\"Samsung\"],\"articleSection\":[\"Apple\",\"Phone Review\",\"Phones and Tablets\",\"Review\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/\",\"url\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/\",\"name\":\"EasyBuy phone loans: Full guide on how to buy phones and pay later &#8902; Sellatease Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/easybuy-phone-loans-full-guide-on-how-to-buy-phones-on-loans-and-pay-later\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sellatease.com\\\/public-blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/IMG-20230413-WA0015.jpg\",\"datePublished\":\"2025-12-07T11:15:00+00:00\",\"dateModified\":\"2025-12-08T06:22:53+00:00\",\"description\":\"We will be writing about the meaning of phone EasyBuy and how to buy phones on EasyBuy and pay later. 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